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Question by zoe and skylar’s mommy: what is the maximum fee a bank can charge on a bad credit car loan?
My fiance just bought a 03 vibe. His credit is bad after his divorce a couple years ago. We just found out that the bank charged us 00 extra on a 13,000 loan (we put 00 down) for his bad credit! We weren’t told this by the dealer when we bought the car. Have you heard of a bank charging an outrageous fee like this, and are they even allowed? I live in Pennsylvania.
Best answer:
Answer by LisaT
Yes, it’s becoming more common. It’s called predatory lending and states are just now starting to look into it and pass laws. My guess is for the time being, they can charge whatever you’re willing to pay. Contact your state’s attorney general’s office for more info on what lenders can/can’t do.
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