Personal Bad Credit Loans Help

MONEY & BANKING
CREDIT MARKET: Lower collections in AP may weigh on SKS Microfinance Company sees hit on profitability, asset quality post Ordinance.
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Question by the who: What is the difference between a home equity line of credit & a personal line of credit?
I mean both are similar, and can be used for the same reasons. What’s the difference, which ones are better to apply, which ones are you more likely to get approved of, and WHY are many banks not offering lines of credit/loans…but yet, DO offer “home equity lines & loans?”

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Meet your candidates
Colorado Community Newspapers shares this feature to give voters a chance to meet those candidates who face opposition in the November general election. Ballots are due by 7 p.m. Nov. 2, at the Douglas County clerk and recorder’s office. Voters who live in Castle Pines North, Parker and points south face a choice in the races for Douglas County treasurer, coroner, clerk and recorder, assessor …
Read more on Lone Tree Voice

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Ahead Of Citigroup’s Q3 Results
Financial services giant Citigroup Inc. (C) is slated to release its third-quarter results before the market opens Monday. While announcing the second-quarter results, Chief Executive Vikram Pandit had stated that the second quarter results demonstrate that the company has put in place all elements for sustained profitability.
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SBA Loans for Your Startup
Find money today for your new business with this review of the SBA’s top three loan programs.
Read more on Entrepreneur.com via Yahoo! Finance

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Vertex Energy, Inc. Secures .5 Million Line of Credit from Bank of America Merrill Lynch
HOUSTON–(BUSINESS WIRE)–Vertex Energy, Inc. (“Vertex” or the “Company”)(OTCBB:VTNR), a leader in the aggregation, recycling and processing of distressed hydrocarbon streams, today announced that it has received approval for a new revolving line of credit of .5 million from Bank of America Merrill Lynch (NYSE:BAC) to be used to help fund the operations of the Company. Vertex Chief Executive …
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A unifying theory of credit and equity rationing in markets with adverse selection (Research paper)

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New global rules aim to strengthen banks
BASEL, Switzerland — Global financial regulators on Sunday agreed on new banking rules designed to strengthen bank finances and rein in excessive risk-taking to help prevent another crisis.
Read more on Washington Post

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