Question by fifidr: Poor credit mortgage loans in NJ?
I found a condo in NJ and I am looking for a mortgage loan but I have really bad credit (400s-500s). Any lenders in NJ that anyone has had experience with getting people with bad credit a home loan? I have a good job and i am working on my credit.
actually i just found out my credit is 580… will any lenders willing to work with me in NJ? i called country wide and they couldn’t help me.
Best answer:
Answer by Fort Sill Army Wife
That is an exteremly poor credit score, even with FHA loan you need a score of 620… work on your credit.
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