Personal Bad Credit Loans Help

No Down Payment Poor Credit Mortgage Loans – Understanding 80/20 Loan Option

When applying for a mortgage loan, down payments are generally required as part of the financing. Many traditional mortgages will only finance 80 percent of the home price. Thus, homebuyers are obligated to provide the additional 20 percent. Having a down payment of 20 percent is ideal in a perfect world. In reality, few people have access to this type of money. For this reason, mortgage lenders are offering 80/20, or piggyback mortgage loans.

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Question by swoop702002: anyone know of any fianicial group that does personal loans for people that have bad credit and no money down?
I am looking for financial group that helps people with bad credit get personal loans with no money down. I found 2 financial groups but I think they are scams. They are Madison financial group and First line financial services but they ask for money up front. Anyone know anything of these groups?

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Going down: local loan delinquency rates defy national trend. (Focus: Banking and Finance).: An article from: Fairfield County Business Journal

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Who Says You Can’t Buy a Home!: How to Put Credit Problems, Down Payment Challenges, and Income Issues Behind You — And Get a Mortgage Now

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Costs to expand business edge up with higher rates on loans: private lenders take on credit risks that some banks turn down.: An article from: San Diego Business Journal

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Question by Nick: Will my fiance’s low credit score bring my score down when we marry? What if we own seperate credit/loans?
I heard that simply being married to someone with a low credit score will lower yours. I heard that it doesn’t matter if you do not have joint credit or loans, it will automatically go down. Is this true?

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