Who Says You Can’t Buy a Home!: How to Put Credit Problems, Down Payment Challenges, and Income Issues Behind You — And Get a Mortgage Now
For every prospective homebuyer there is a unique financial situation. Some may have past or current credit issues, others lack cash-on-hand for a down payment, and many have unpredictable incomes. But this doesn’t mean these folks are any less entitled to own a home. Who Says You Can’t Buy a Home! gives readers plenty of proven, powerful ways to overcome perceived obstacles to home ownership. Real estate and home-buying authority David Reed tells hopeful buyers everything they need to know about establishing credit, using government mortgage and zero money down programs, buying foreclosures, getting subprime loans, buying without a mortgage, and much more. And for those with shaky credit, Who Says You Can’t Buy a Home! offers priceless advice on managing credit scores and reports, repairing bad credit, and other crucial steps that can make the difference between owning a home and being turned down. The book also shows how to avoid predatory lenders and common mistakes, while g
Rating:
(out of 2 reviews)
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Question by fishingfan: Personal Lines of Credit/ Personal Loans what do you know?
I am looking to get a personal loan/ line of credit for about ,000 to consolidate all of my debt and pay it off fast. My credit isnt the greatest its about a 600. Does any one know of anyone who can help me get this with a decent rate and payment? Thank you
Best answer:
Answer by Sergio S
if you own a real estate property is easier to get you money…
shot me an e-mail
fnfssandoval@yahoo.com
Give your answer to this question below!
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Review by Carl for Who Says You Can’t Buy a Home!: How to Put Credit Problems, Down Payment Challenges, and Income Issues Behind You — And Get a Mortgage Now
Rating:
Although this book has chapters devoted to people with no credit or bad credit, this new book tells how people can get a home loan – at competitive rates – that might not have any money for down payment or closing costs, regardless of credit history.
I’m in the real estate business and thought I had heard it all but this book points out strategies that I didn’t know existed. Perhaps the best sections are those which address people with damaged credit and how to not just shop around for the best loan but maybe more importantly how to protect themselves from “bad” loan officers who are only in the business to take advantage of someone and charge super high rates and fees.
I bought several copies of this book to give to clients who think they can’t buy a home. Then wait for their phone call!
Review by J.A. Obsideo for Who Says You Can’t Buy a Home!: How to Put Credit Problems, Down Payment Challenges, and Income Issues Behind You — And Get a Mortgage Now
Rating:
I meet lots of first time home buyers who have bad or no credit. Often times they are frustrated and start to assume that most lender and brokers don’t want to deal with them. What this book does is open up those options.
I let one of my clients borrow this book. He came back to me and felt more confident with his decision to pursue to signing the papers.